During 2014 we experienced several developments in cybercrime vectors. In this presentation we will take a closer look at the major stories of 2014, including a deep dive into the Dyre malware and different trends that will affect how cybercrime is committed in 2015. We will then take a look into what we can expect in 2015 for PC based malware, mobile as well as follow several underground discussions that hint towards what cybercriminals are preparing. Last but not least we will review emerging technologies and products that may shape security challenges.