In the war against online crime and internet facilitated terrorism, Governments are working against time with industry, science and law enforcement to develop and implement policies and legislative responses to minimize the impact of these threats. At the same time privacy concerns have grown and are the subject of their own legislative responses. Are they on a collision course with security responses? Has the work that has been done in both security and privacy been subverted by a growing trend to require high level identification as a condition of access to social activities? This session will consider these and other questions such as: " How do we develop workable and sustainable policy in such an environment? Are we making some fundamental mistakes? " How do we design education programs that reach the ones who need to know, rather than those already in the know? " How can Government and industry, in particular financial institutions, meet the challenge of engendering trust in the online channel while educating consumers to be 'appropriately distrustful' of the criminals? " And what does Sponge Bob Square Pants have to do with any of this?